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See the Full List of Amplify Products and Services

From mortgages to new and used auto loans, here is a full list of the financial products and services offered by Amplify.

Written By Matthew Monagle (Member Support)

Updated at May 26th, 2022

Does your relationship with Amplify begin and end with a savings account? Then you’re not taking full advantage of the many products and services our credit union has to offer. In this section, we offer a complete rundown of the various financial tools Amplify offers its members. We’ll also link you to the direct pages on the Amplify website, making it easier than ever to go from research to rates.

Key Takeaways:

  1. Amplify offers a full suite of financial products, from savings accounts to fixed-rate mortgages to wealth management services.
  2. Visit our homepage to see rates and terms for each.

Checking and Saving Products

No matter what relationship you have with Amplify Credit Union, your core services will include a savings account – and, more than likely, a checking account, too. These basic money management tools form the basis of any healthy financial portfolio.

Savings Accounts

There’s no better way to grow your savings than with an Amplify Credit Union savings account. And if you’re ready to bring your savings to the next level, it might be time to upgrade your savings account and sign up for one of our advanced savings products, including:

  1. Certificates of Deposit (CD)
  2. High-Yield Savings Accounts
  3. Money Market Accounts
  4. Individual Retirement Accounts

Checking Account

Every financial journey begins with a checking account you can trust. Thanks to our online banking tools and more than 300 fee-free ATM locations in Central Texas, you’ll always be able to access your money when and how you need it. Visit our checking account page to learn more about our registration process and benefits.

Credit Cards and Consumer Loans

Part of being a smart consumer is knowing where and when a little extra credit to your name can help improve your financial profile. Thanks to our credit card and consumer loan products, we have the right tool for every budget. Our credit cards and consumer loans offer the perfect blend of rates and terms for every would-be borrower in our community.

Credit Cards

There is no one-size-fits-all credit card for consumers. That's why Amplify offers a wide array of Visa® and American Express® cards to our members. Whether you're looking to lock in a low-interest rate or maximize your credit card rewards, visit our credit cards page for more information on rates and terms.

Personal Loans

Some of life's biggest milestones come with some of life's biggest price tags. From college to weddings to homeownership and repairs, our personal loan products are a great way to address one-time and recurring expenses. Visit our personal loans page to learn more about opening a personal line of credit or taking out an installment loan with Amplify.

Homeowner Loans

As a homeowner, your home is your greatest financial asset. That's why we've designed a pair of lending products meant to incorporate the value of your home. Our homeowners express loans and home improvement loans are secured loans, meaning that the value of your home serves as collateral and unlocks better rates. Visit the links above to learn more.

Real Estate Products (Mortgages)

From 15-year mortgages to jumbo mortgages, here is a complete list of the mortgage products our lending team has to offer Amplify members. To contact a Mortgage Loan Originator directly, please visit our Mortgage Loans Overview page.

Fixed-Rate Mortgages

Whether you’re looking for a 30-year fixed-rate mortgage, a 15-year fixed-rate mortgage, or the opportunity to lock-in your mortgage refinance at a lower rate, our Real Estate Lending team has a product for you. Check out our Fixed-Rate Mortgages page often to see the current rates and terms.

Adjustable-Rate Mortgages

Our adjustable-rate mortgages (or ARMs) are a great option for those looking to make a short-term investment on the real estate market. Visit our adjustable-rate mortgage page for current rates on our 5/1 ARMs and other adjustable-rate products.

FHA, VA, and USDA Mortgages

Some mortgages are designed with specific borrowers in mind. If you are a first-time homeowner, a past or present service member, or a qualifying resident of rural Texas, you may qualify for our specialty loan programs. Visit our FHA, VA, and USDA mortgage page for additional information about qualifications.

Real Estate Products (Home Equity)

As a homeowner, you gain equity in your home as the market value of your home increases and the amount remaining on your mortgage decreases. Our home equity products are a great way to tap into the value of your home and finance your next major life event.

Home Equity Loan

Whether you’re finally starting that long-awaited home renovation or setting money aside for an upcoming life expense, a home equity loan (or HEL) can help you lock in a sizable loan at an affordable rate. Visit our home equity loan page for more information on current rates and conditions.

Home Equity Line of Credit

Not every expense is a one-time event. This is when a line of credit can come in handy, especially one with rates better than your personal credit card. Visit our home equity line of credit page to learn more about your borrowing options.

Auto Loans and Refinances

Everyone knows that you need to shop auto rates before you purchase a new car. But do you know the benefits of getting pre-approved for a loan before you visit the dealership? Or why it’s a good idea to refinance an auto loan when rates are low? Visit our auto loans page to learn more about your financing options.

Commercial Products (Checking and Savings)

One of the first things you learn when starting a business is the importance of keeping your personal and business expenses separate. But finding a good financial partner goes far beyond the need for multiple checking accounts. Here are a few of the financial services we offer our business members.

Business Checking Accounts

As a business owner, having immediate access to your funds is essential. Thanks to our business checking services, you can manage your money 24/7 in our online banking platform. As a business member, you also gain access to our Mastercard ID Theft Protection, which helps keep your money out of harm’s way. Visit our debit business card page for more information.

Business Savings and High-Yield Savings Accounts

It’s never a bad idea to set aside some money for a rainy day. With our tiered rate structure, the higher your savings account totals, the higher your rate. And our high-yield savings accounts will always be available to those businesses looking to increase their rate of return.

Business Loans and Credit

Sometimes you need a little help getting over that next hurdle. Thankfully, our business lines of credit and secured loans are here to help business members looking to make a few choice upgrades for their customers. And if you’re looking for something a little more conventional, we also offer business credit cards for qualifying members.

Commercial Products (Lending)

Whether you’re starting or growing your business, it’s important to find a lender who understands your current business model and your vision for the future. Our ability to share in those visions has made our commercial loan products a key factor for businesses across Texas.

Commercial Real Estate Loans

Starting or expanding a business often means investing in more space. Visit our commercial real estate page to see how our lending team can help you plan your real estate purchase or refinance an existing commercial real estate loan.

Small Business Loans

As a preferred lender of the Small Business Administration, we know a thing or two about getting funds into the hands of small business owners. Whether you’re looking to start small or level up your storefront, visit our small business loans page for more information on our loan terms.

Commercial Construction and Development Loans

Ready to turn that dream into a reality? With our commercial construction lending program, we are ready to help you finance your next office building, retail center, multi-family units, or more. Visit our construction and development loans page to learn more about the application process.

Wealth Management and Financial Advisors

Every financial journey needs a helping hand. That’s why our partners are CUSO Financial Services are here to help you plan for retirement, manage your investments, or help a loved one plan the dream college experience. Visit our wealth management page and learn how our team can help you:

  1. Oversee your long-term and short-term investments.
  2. Plan for retirement.
  3. Start saving for college or graduate school.
  4. Manage your estate.
  5. And more!

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